Disclaimer: As Spectrum Insurance, we do not endorse or allow the use of cash as a form of premium payment.

General Insurance

General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance.

general-insurance

Motor Insurance

Motor insurance is the insurance policy for vehicles. It could include Car Insurance and Two-Wheeler Insurance. Vehicles that are used for commercial purposes, like buses and trucks, are covered by Commercial Vehicle Insurance.

Motor insurance is mandatory in India. It is compulsory to buy auto insurance when you purchase a vehicle.

Motor Insurance

Travel Insurance

Travel Insurance helps you tackle medical emergencies, unforeseen expenses and various other risks that you might encounter during a trip. It covers compensation for lost baggage or passport, trip cancellation, flight accidents, and other losses while travelling domestically or internationally.

In India, travel insurance is quickly becoming a must-have while planning a family vacation, a business trip or even a trekking adventure.

Travel insurance

Fire Insurance

Fire insurance is property insurance that covers damage and losses caused by fire. The purchase of fire insurance in addition to homeowners or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the propertyinsurance policy.

Fire Insurance

Marine Insurance

Marine Insurance is a type of insurance that covers cargo losses or damage caused to ships, cargo vessels, terminals, and any transport in which goods are transferred or acquired between different points of origin and their final destination.

Providing protection against transport-related losses, this voyage policy provides a haven for shipping companies and couriers because it protects them from costly potential losses while transporting goods by water.

Marine Insurance

Burglary Insurance

Burglary insurance is a type of insurance policy that recompenses for loss or damage caused to the insured property and valuable items such as jewellery, cash, stock of goods, furniture, etc. due to housebreaking or burglary.

When someone enters into your property in an unlawful manner to conduct a crime involving theft and violence, then it is termed as a burglary. Burglary insurance policy offers compensation for loss and damage resulting from a burglary attempt in your premises.

Burglary Insurance

Property Insurance

The property insurance is the insurance that protects the physical goods and the equipment of the business or home against any loss from theft, fire, and any other perils.

It can be an all-risk coverage policy that gives protection against all the risks, or it can be named-risk coverage policy that gives protection against only those perils that are specified in the policy document.

Property Insurance

Accidental Insurance

Accident insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured.

The insured can spend the benefit payment however they choose. Accident insurance is complementary to, not a replacement for, health insurance.

Accident Insurance

GPA Insurance

GPA or Group Personal Accident is a policyspecially designed to protect the group of selected people from the consequences of unexpected accidents. These consequences can be death, disability, etc.

GPA Insurance
 
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