You can use this website to seek information on various financial products such as Insurance – Life / Health / General, without providing customer details. If you provide information about yourself, such as Name, Postal address, Gender, Marital Status, e-mail, Contact numbers, etc. we will not share, sell or divulge it to external agencies unless authorized by you, or are required to do so by law. We will maintain this information, as well as your transactions, strictly confidential. We at Spectrum Insurance Broking (P) Ltd (SIBPL) recognize the importance of your personally identifiable information.
By using and/or registering yourself at this website, you authorize Spectrum Insurance Broking (P) Ltd (SIBPL) including its representatives, affiliates, and its business partners to contact you via email or phone call or SMS or WhatsApp, or similar communication tools and offer you our services for the product you have opted for, imparting knowledge on products, promotional offers and offers by our business partners and associated third parties. You hereby agree that you authorize Spectrum Insurance Broking (P) Ltd (SIBPL) including its representatives, affiliates, and its business partners to contact you for the above-mentioned purposes even if you have registered yourself under DND or DNC, or NCPR service(s). Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.
The information and material contained on this website and the terms, conditions, and descriptions that appear are subject to change without prior notice. Investments in financial products are not obligations of or guaranteed by Spectrum Insurance Broking (P) Ltd (SIBPL), and are subject to investment risks.
Although we have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the website, Spectrum Insurance Broking (P) Ltd (SIBPL) is not legally responsible for the same in any manner whatsoever. Employees, partners, and associated staff of Spectrum Insurance Broking (P) Ltd. (SIBPL) are not accountable for any loss, harm, or damage that occurs or may occur or arise from the usage of information from the website. Customers are advised to use their own discretion in such matters.
It is important to understand that insurance is a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of insurance policies and the risks involved, and under no circumstance, form or manner, do we take any liability in such cases. We also recommend you to please read the subject and offer documents carefully. The information provided on the website is for financial and insurance purposes. It is a mutual understanding between us and the customers that their association with the website will be at the customer's sole discretion and risk.
The information contained in this website, including text, graphics, links, or other items is provided on an 'as is, 'as available basis. Spectrum Insurance Broking (P) Ltd (SIBPL) does not warrant the accuracy, adequacy, or completeness of this information and material and expressly disclaims liability for errors or omissions in this information and material. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials
In no event will Spectrum Insurance Broking (P) Ltd (SIBPL) be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses, or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Spectrum Insurance Broking (P) Ltd (SIBPL) or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks from and to other websites are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Spectrum Insurance Broking (P) Ltd (SIBPL).
You (the user) can access www. spectrum insurance.in (the Site), subject to the terms and conditions of use, as changed/updated from time to time entirely at the discretion of Spectrum Insurance Broking (P) Ltd (SIBPL), as set out below. This Agreement is for an indefinite term and you understand and agree that are bound by such terms till the time you access this site.
We reserve the right to add or change/modify the terms of this Agreement including but not limited to suspend/cancel, or discontinue any or all channels, or product or service at any time without notice, make modifications and alterations in any or all of the content, products, and services contained on the site without prior notice. You will be deemed to have accepted such change/s if you continue to access the site subsequent to such changes.
This Site reserves the right to charge subscription and/or membership fees in respect of any part, aspect of this Site upon reasonable prior notice.
You are permitted to print or download extracts from these pages for your personal non-commercial use only. Any copies of these pages saved to disk or to any other storage medium may only be used for subsequent viewing purposes or to print extracts for personal use. You may not (whether directly or through the use of any software program) create a database in electronic or structured manual form by regularly or systematically downloading and storing all or any part of the pages from this site. No part of the Site may be reproduced or transmitted to or stored in any other website, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission.
Access through a single Username and Password being made available to multiple users on a network. If we reasonably believe that a User Name and Password are being used/misused in any manner as clarified above we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.
All the contents of this Site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. The information from or through this site is provided on an "AS IS" basis.